Last Updated: Mar 7, 2025
Welcome to the Entrepreneurial Failure Risk Index (EFRI) website (the “Site”). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions, Privacy Policy, and Cookie Policy. If you do not agree to these terms, please do not use our services.
1. Introduction
The Entrepreneurial Failure Risk Index (EFRI) is a proprietary assessment tool designed to help entrepreneurs understand and mitigate risks at various stages of their journey. The Site provides information, resources, and data-driven insights related to entrepreneurial risk, resilience, and leadership.
These Terms and Conditions govern your use of the Site and any associated services, including assessments, reports, and interactive features.
2. Use of the Website
By using this Site, you agree to:
• Use the Site only for lawful purposes and in compliance with these Terms.
• Not attempt to interfere with the security or functionality of the Site.
• Not copy, modify, distribute, sell, or lease any part of our proprietary content without explicit permission.
• Provide accurate and truthful information when required.
We reserve the right to suspend or terminate access to anyone who violates these Terms.
3. Intellectual Property
All content on this Site, including text, graphics, trademarks, logos, and assessments, is the intellectual property of EFRI or its licensors. Unauthorized use, reproduction, or distribution is strictly prohibited.
You may not:
• Copy, redistribute, or use the materials for commercial purposes without written permission.
• Reverse-engineer or attempt to access proprietary algorithms or assessment methodologies.
4. Privacy Policy
4.1 Data Collection
We collect and process personal data in accordance with applicable laws. This may include:
• Name, email, and contact details when you sign up or complete an assessment.
• Responses to the EFRI assessment to generate insights and reports.
• Technical data such as IP addresses, browser type, and usage patterns for site analytics.
4.2 Data Use
We use collected data to:
• Provide personalized assessment results and recommendations.
• Improve our services and research insights.
• Comply with legal and regulatory obligations.
We do not sell or share your personal data with third parties for marketing purposes.
4.3 Data Storage and Security
We implement appropriate security measures to protect personal data. However, no online system is entirely secure. By using this Site, you acknowledge the inherent risks associated with data transmission.
5. Cookie Policy
5.1 What Are Cookies?
Cookies are small files stored on your device that help improve your experience on our Site. We use cookies to:
• Analyze website traffic and improve functionality.
• Remember user preferences.
• Ensure security and authentication.
5.2 Types of Cookies We Use
• Essential Cookies: Required for website functionality.
• Analytics Cookies: Help us understand how users interact with the Site.
• Preference Cookies: Store user settings and preferences.
5.3 Managing Cookies
You can control or disable cookies through your browser settings. However, some features of the Site may not function properly without cookies.
6. Third-Party Links and Services
The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. Clicking on external links is at your own risk.
7. Disclaimer of Warranties
The information provided on this Site, including EFRI assessments and reports, is for educational and informational purposes only. We do not guarantee the accuracy, completeness, or suitability of any information provided.
Use of the Site and assessments is at your own risk. We are not responsible for business decisions or actions taken based on our insights.
8. Limitation of Liability
To the fullest extent permitted by law, EFRI and its affiliates will not be liable for:
• Any direct, indirect, incidental, or consequential damages arising from your use of the Site.
• Any errors or inaccuracies in assessment results.
• Unavailability, downtime, or technical failures of the Site.
If you are dissatisfied with any part of the Site or these Terms, your sole remedy is to discontinue use of the Site.
9. Statutory and Regulatory Disclosures
• Compliance with Data Protection Laws: We comply with applicable data protection regulations, including the General Data Protection Regulation (GDPR) (if applicable to EU users) and the California Consumer Privacy Act (CCPA) (if applicable to California users).
• User Rights: Users may request access to, correction of, or deletion of their personal data in accordance with applicable laws. Contact us at [Insert Contact Email] for data-related inquiries.
• Jurisdiction: These Terms are governed by the laws of [Insert Jurisdiction, e.g., State of Delaware, USA], without regard to conflict of law principles.
10. Changes to These Terms
We may update these Terms periodically. Continued use of the Site after changes signifies your acceptance of the updated Terms.
11. Contact Information
For any questions or concerns regarding these Terms, our Privacy Policy, or Cookie Policy, please contact us at:
📧 Email: info@failureindex.com
📍 Address: SW 5th Way, Boca Raton, FL 33432, USA
By using this Site, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
Last Updated: Mar 7, 2025